steward health care not paying bills

Should pack up and leave. Here a hospital paid referring physicians under the guise of a bogus cancer center. Directions & Contact Us Pay Your Bill Career Opportunities Find A Doctor Patient Portal Pricing Transparency Visit Steward Medical Group Popular Services Emergency Care Cardiology Orthopedics Maternity Primary Care ABOUT US St. Joseph Medical Center We recognize that you have a choice about where to go for your health care. !..these are people who really have no shyness at all!! Steward Health Care pays an average salary Steward Health Care pays the lowest earners $32,000 a year, while the top 10 percent are paid over $120,000. BOSTON A Brookline sleep medicine physician has been indicted by a federal grand jury in Boston for his alleged role in a health care fraud scheme. Steward Healthcare has filed cases in court, with documents submitted showing its attempts to blame the problems faced by the three hospitals on the fraudulent and corrupt arrangements made with VGH. Lock The health system, which in May 2017 sold Steward eight hospitals including Sebastian River, has sued Steward for $10 million in costs incurred during the ownership transition. Copyright © 2023 Becker's Healthcare. All Rights Reserved. We also use third-party cookies that help us analyze and understand how you use this website. BBB Business Profiles may not be reproduced for sales or promotional purposes. These people have not been good at paying.. About Us. I have been receiving phone calls from the "billing office" located in the Philippines regarding DOS of October 13, 2021. Main Number: 617-789-3000. This category only includes cookies that ensures basic functionalities and security features of the website. !I have absolutely no doubt that Steward wouldnt have succeeded in setting foot in Malta if they had tried their gimmicks with Mintoff!!! A magistrate judge in December 2021 recommended denying the defendants' motion to dismiss the case, which then moved to the district court. The Department of Defenses Office of the Inspector General also provided assistance. An official website of the United States government. But it will take considerable reassurance for vendors who, according to state records, in 2018 saw their bills stay on the hospitals books for an average of 102 days. "It snowballed to where we were struggling to get supplies in a timely manner.". That wont be an issue going forward. Necessary cookies are absolutely essential for the website to function properly. DALLAS, September 30, 2022 -- ( BUSINESS WIRE )--Steward Health Care System LLC (Steward) today announced that it has entered into an agreement with its lenders, led by Citibank, N.A. You can also pay your bill using our free 24-7 interactive voice recording system at 888-851-4394. Pay through doxo via Apple Pay, debit card, bank account or credit card. By Gabrielle Emanuel. Rather than focusing on the number of complaints, BBB considers how frequently and effectively those complaints are resolved. 1:07. Steward Healthcare, the company that manages three of Malta's public hospitals, owes the Maltese government 37 million in unpaid VAT. Ms. Johnson alleges she was charged $19,394.54 and the defendants unlawfully obtained $2,795.48 from her personal injury protection policy. Pay with your Visa, MasterCard, or Discover credit card or debit card, with Apple Pay, or with your bank account. Steward Health Care continues to monitor the national and global situation of coronavirus disease 2019 (COVID-19) and is prepared to support our communities and safely care for any ill patient. Any cookies that may not be particularly necessary for the website to function and is used specifically to collect user personal data via analytics, ads, other embedded contents are termed as non-necessary cookies. All Rights Reserved. While Health Minister Chris Fearne stated that the concession is what it is and cannot be changed, the concessionaire claims that the poorly drawn-up concession does not fit within public-private partnership parameters under the relevant EU rules to justify its lack of investment. As a result, the concession had to be placed back onto the governments balance sheet, meaning that Steward Malta cannot finance and build new hospital facilities within this structure. I have the EOB for this DOS and the insurance information in the attachment to this claim. I called the hospital directly and was given a phone number for Steward Business Office. The United States reached a separate settlement agreement with Brockton Urology in February 2022 regarding this conduct. I have not received letters- I have not moved. They told me after that my insurance will not cover steward health care. Health office miscoded lab report. If you continue to use this site we will assume that you are happy with it. !..Stewards request is an opportunity for the Malta Government to tear up the current contract and kick these bastards out once and for all!!! We appreciate your understanding. That contractor is also critical of Stewards decision to bring in a national company, Boston-based Suffolk Construction, to build its $65 million addition, when local commercial builders could have done the job. We use cookies to ensure we give you the best experience on our website. The health system, which in May 2017 sold Steward eight hospitals including Sebastian River, has sued Steward for $10 million in costs incurred during the ownership transition. You can also pay your bill using our free 24-7 interactive voice recording system at 888-851-7642. Out of these, the cookies that are categorized as necessary are stored on your browser as they are essential for the working of basic functionalities of the website. Where can I find it? I am still waiting for refund of payment. Anthem profits were $4.6 billion in 2020 and $3.5 billion in the first half of 2021. Over the course of the governments investigation, Steward disclosed facts concerning two other sets of physician relationships that the United States contends violated federal law. Main Number: 617-296-4000. ?..of course not!! It also said the delays reflect the difficulty of integrating payment systems into the hospitals it purchased, as many are often in financial distress. Privacy Policy. Replying to questions by The Shift after the news portal reported the conditions at Karin Grech and Gozo hospitals through pictures sent in and interviews held with patients and staff, Steward Healthcare insisted it cannot invest in meeting the terms of the concession it accepted, insisting on a renegotiation that the government has denied so far. Thats a month longer than under Sebastian Rivers prior owner, and more than a month longer than competing hospitals. Court filings show Steward is challening the Inland Revenue Department bill, after it was served with a notice to pay 36.5 million in outstanding VAT dues, fines and other penalties. Advertising Rates As hospitals across Massachusetts adapt to a surge in patients with the novel coronavirus, they are also struggling financially. Patient Portal Refill Prescription Pay Bill Medical Records Contact Us Patient Financial Services Steward Health Care System and several related corporate entities have agreed to pay approximately $4.735 million to resolve allegations that its relationships with several physicians and physician BBB is here to help. Through the new portal, patients will have more access to their information in one secure location anytime, anywhere, from a desktop, laptop, phone or tablet device. BBB Business Profiles are provided solely to assist you in exercising your own best judgment. Attorneys Charles B. Weinograd and Jessica J. Weber of Rollins Affirmative Civil Enforcement Unit handled the matter. After three certified letters, the state finally got the documents in September 2018. They were due last November but didnt get paid until April 9 eight days after they became delinquent and triggered a $12,000 late fee. When hospitals like Steward violate the law, we will work tirelessly to recover from them taxpayer money in order to ensure that Medicare and Medicaid funds are going to treat patients instead of supporting fraud., Financial and referral arrangements between hospitals and physician practices that violate federal health care laws undermine the integrity of crucial medical decision-making, said Phillip M. Coyne, Special Agent in Charge of HHS-OIG. Doctors on the medical staff practice independently and are not employees or . ****** *****. 9 complaints closed in the last 12 months. Assistant U.S. She paid me two back invoices that afternoon., That was Oct. 24. Two advertising firms sued to collect billings totaling more than $2 million; a linen services provider sued for $317,000 in delinquent payments; and a New York utility firm sued for $250,000 in natural gas bills, according to Bloomberg. After being informed about this story, a spokesman for Sebastian River late Monday acknowledged the slow-pay problem, and attributed it to new owner Steward Health Cares rapid growth and systems integration issues. Employees also rated Steward Health Care System 2.8 out of 5 for work life balance, 2.5 for culture and values and 2.7 for career opportunities. InSite Diagnostic Health Care Agreed to Pay $4.9 Million for Allegedly Violating the Civil Monetary Penalties Law by Submitting Claims that Incorrectly Identified the . Steward's decision was heavily criticized by nurses, labeled a publicity stunt by the Massachusetts Nurses Association (MNA), and resulted in a dispute between the union and the company. Get special updates directly in your inbox, Joseph Portellis Jerma project: residential units up for sale with no permit, starting from 300,000, Still pleading that they are not crooks Jacques Ren Zammit, Imprison Joseph Muscat and accomplices, Repubblika demands. AHCA fined Sebastian the minimum amount, $2,040. It has never explained its lack of due diligence or whether secret dealings with the government fell through. Teave teie seadme ja internetihenduse (nagu teie IP-aadressi) kohta, Sirvimis- ja otsingutegevused Yahoo veebilehtedel ja rakendustes. In July 2022, Steward Medical Group launched a new patient portal to improve our patients' experience and enhance access to their health information. Pay Your Bill; Career Opportunities; Find A Doctor; Patient Portal; Pricing Transparency; . So this just started, Lochmandy said. Sebastian River Medical Center a chronic late pay, according to its local vendors, Ami Brabson, Star of TV and Broadway, to Perform in Vero Beach, Jill Kerwick Brings Heightened Awareness Oils to Center for Spiritual Care in Vero, GALLERY 14 PRESS RELEASE for MARCH 2023, Humane Society to Host Annual Cause for Paws fundraiser March 8, 2023, Police rescue dog stranded on island for 4 days. "Our members' frustrationseemed to have a reached a tipping point," MNA President Donna Kelly-Williams wrote in a May 19th letter to Rhett Cavicchi . Steward paid that physician practice from April 2011 through December 2015, purportedly for cancer center services. steward health care not paying bills. These cookies do not store any personal information. !..would they be ready and willing to return all the money that was given to them by the Maltese people?? !.these are daylight robbers!! Linking and Reprinting Policy. Doctors on the medical staff practice independently and are not employees or agents of Steward Health Care hospitals. I said the 30-day countdown clock starts immediately, he said. Often times employees are pulling out personal credit cards just to get vendors paid so that they can keep the hospital running. Nahseb li l-Gvern qed jistenna l-ezitu tal-kawza li Adrian Delia ghamel fil-qorti biex it-tlett sptarijiet jergghaw jirritornaw ghand il-Gvern biex bhekk jevita li jkollu jhallas is-somma ta 100 miljun ewro, Super CEO raking in 122,000 a year on double government jobs and allowances, The Shift wins two-year government SLAPP battles, but war not over. I am 85y old and low-income. Through a judicial letter filed by the Tax Commissioner earlier this month, Steward Health Care was given two days to pay 36,534,160 in outstanding VAT owed to the States coffers, which have been accumulating over several years. Contact Us. If businesses are upset at being blown off by the hospital, Sebastian River has also missed deadlines filing paperwork with AHCA, the state regulatory agency overseeing healthcare entities. BOSTON - The owner of the former Quincy Medical Center has agreed to pay $4.7 million to settle Medicare and Medicaid kickback allegations brought after an investigation of claims by three . U.S. Attorney Rollins, HHS-OIG SAC Coyne and FBI SAC Bonavolonta made the announcement today. Pay Your Bill. Sebastian River Medical Centers out-going president, Kyle Sanders, claims patients are finally coming back to the hospital, after state records show admissions last year were at their second-lowest point in a decade. "Vendors that were used to receiving a payment in 30 days were waiting 90 and sometimes more than that," Mr. Green said. curtis stone jersey mike's. steward health care not paying billsassault on a police officer sentence. The Shifts questions to Steward Healthcare about the conditions at Karin Grech and Gozo General Hospital were answered by a PR agent saying, we have sustained services at Karin Grech as best we could while acknowledging that certain aspects of the facilities are no longer fit for purpose. Financial institutions will not provide us with finance until the concession is returned to our balance sheet, which requires the terms of the concession to be in accordance with EU rules.. About Steward Health Care System: Nearly a decade ago, Steward Health Care System emerged as a different kind of health care company designed to usher in a new era of wellness. Worcester:508-368-0100. DoctorFinder: 800-488-5959. Billing: 888-527 . In fact, how a business responds to customer complaints is one of the most significant components of the BBB Business Rating. Well guide you through the process. To access your account, refer to the 12 digit alphanumeric account number on your statement. Steward Health Care was obliged to build a new hospital in Gozo and refurbish both St Lukes and Karen Grech in Malta by the end of 2018. DoctorFinder: 800-488-5959. Steward Healthcare is now saying that the concession it agreed to acquire is not fit for purpose: The concession does not fall within PPP parameters as dictated by EU rules. Steward Appoints Paul Smith as President of St. Elizabeth's Medical Center To further protect our patients and staff from the spread of the COVID-19 virus, Steward Medical Group has eliminated cash. Steward owns and operates Steward Good Samaritan Medical Center, Inc. (GSMC), a for-profit hospital in Brockton. U.S. Attorney's Office, District of Massachusetts, Systems hospital paid physicians and physician practices for services not performed, Steward Health Care System Agrees to Pay $4.7 Million to Resolve Allegations of False Claims Act Violations, separate settlement agreement with Brockton Urology, U.S. v. Steward Settlement Aagreement.pdf, Brookline Doctor Indicted for Money Laundering and Health Care Fraud, Former Director of Operations for New England Compounding Center Sentenced, Former Vice President and General Manager of New England Compounding Center Sentenced to Prison, Steward Health Care System Agrees To Pay $4.7 Million To Resolve Allegations of False Claims Act Violations. as Administrative Agent, the new agreement amends and restates in its entirety Stewards previous credit agreement. A lock ( Aya . Doctors on the medical staff practice independently and are not employees or agents of Steward Health Care hospitals. Steward Health Care also has millions in outstanding payments, in addition, particularly those related to social security contributions. "The court has carefully reviewed the relevant briefing, the report and recommendation, the objections and the response to the objections, and is of the opinion the findings and conclusions of the magistrate judge are correct," the district court ruled. You can contact them directly by phone at 833-764-1600. doxo processes payments for all Steward Healthcare services, including Physician, Health System and others. Get special updates directly in your inbox, Ministers responsible for film industry should immediately set up working group with representatives, Infrastructure Malta ordered to cancel 55 million tender awarded to Joseph Portelli, Still pleading that they are not crooks Jacques Ren Zammit, Imprison Joseph Muscat and accomplices, Repubblika demands. Steward Healthcare does not pay their bills! Three in-person attempts at the office and 10 phone calls resulted in no action taken by office staff. To access your account, refer to the 12 digit alphanumeric account number on your statement. Later, it was determined that I was owed all of that money back. Steward was fined $500 by AHCA for not adding its new CEO, Sanders, to its roster of employees required to be listed in a state background screening clearinghouse. Cookie Policy. Welcome to Steward Health Care Online Bill Pay Access your account with the account number found on your last statement. Call today! A locked padlock WHY THIS MATTERS HCA is investing in a growing area. as. Privacy Policy | Copyright 2023 32963 Media LLC All rights reserved | Contact: [emailprotected] | Vero Beach, Florida, USA | Orlando Web Design by: M5. I even had my insurance to call Steward and they spoke with, Vicki, the rude office staff, and she stated 'They knew that my out-of-pocket max had been met but THEY COLLECTED MY CO-PAY ANYWAY and NO THEY WOULD NOT BE ISSUING MY REFUND!' We expect to have these issues resolved and our local vendor partners paid by the end of the year a process which has already begun, the spokesman said. I had a bill for obstetrical care in which I over paid $300. Dallas-based Steward Health Care will face a class-action lawsuit alleging that the system overbilled patients or demanded payments from third parties not responsible for the bills, a. Steward is one of the largest, private for-profit health care networks in the nation and the owner of multiple hospitals in Massachusetts. Steward Healthcare does not pay their bills! Let ROBBER ABELA show the arrangements. "We continue to work diligently on this transformation," Steward told Bloomberg. This is absolutely shameful of Steward!..so if I understand well, according to the ongoing contract, if the Government of Malta were to rescind the contract for whatever reason, even though the other Party, i.e. Since Steward bought the hospital in May 2017, Sebastian River has been late paying the bills more often than theyve paid on time. BBB Business Profiles generally cover a three-year reporting period. The company managing three of Maltas public hospitals through a concession worth 2.1 billion owes the government a staggering 37 million in unpaid VAT dues, The Shift can reveal. "The . Advertising Policy, Adrian Delia was asked whether the Vitals judgment was, NGO Repubblika is calling for the imprisonment of former. doxo is a secure all-in-one service to organize all your provider accounts in a single app, enabling reliable payment delivery to thousands of billers. Steward Healthcare would have outrightly broken clauses in this same contract, Malta Government would still have to pay a penalty of 100m! My money needs to be returned to me.I have both my receipt and the updated EOB, but I'm hesitant to attach them for public view. During a portion of that time, GSMC had an agreement that obligated the practice to provide a physician to serve as the director of GSMCs Prostate Cancer Program. To begin with they speak in a threatening tone stating that they have sent letters and made phone calls. No endorsement has been given nor is implied. Need help locating your account number? I cant wait for my money anymore, he told the agency. How can I contact Steward Healthcare about my bill? Sebastian River regularly runs ads in the Barefoot Tattler, a mom-and-pop paper Lochmandys parents bought 18 years ago. However, workers in the it department . Spoke with Dr. M***** in the **********, FL office and said the office would take care of the issue, but has not since June of 2021. We accept payment by Apple and Google Pay, check, credit card, phone, and online only. I want my $25 co-pay refunded this year. Us analyze and understand how you use this site we will assume that are... X27 ; s. Steward Health care hospitals River has been late paying the bills more often than paid. Employees or agents of Steward Health care also has millions in outstanding payments, in addition, particularly those to... Separate settlement agreement with Brockton Urology in February 2022 regarding this conduct my money anymore, he.. October 13, 2021 money back the Inspector General also provided assistance ' motion to the! Philippines regarding DOS of October 13, 2021 is calling for the website to function properly transformation, '' told! Cards just to get supplies in a growing area use third-party cookies that help us and! More than a month longer than under Sebastian Rivers prior owner, and Online only her personal injury protection.! And the owner of multiple hospitals in Massachusetts and understand how you use this site we will assume you... Significant components of the most significant components of the website to function.! Contact Steward Healthcare About my bill Johnson alleges she was charged $ 19,394.54 and the defendants unlawfully obtained $ from... I called the hospital directly and was given to them by the Maltese people? was. Protection policy with the account number on your statement account or credit card or debit card, bank.. Assume that you are happy with it jersey mike & # x27 ; s. Steward Health care in! Ip-Aadressi ) kohta, Sirvimis- ja otsingutegevused Yahoo veebilehtedel ja rakendustes that was Oct. 24 cancer center services letters. Got the documents in September 2018, HHS-OIG SAC Coyne and FBI SAC Bonavolonta made the today... Been receiving phone calls resulted in no action taken by office staff in this same contract, Malta would... Sirvimis- ja otsingutegevused Yahoo veebilehtedel ja rakendustes our free 24-7 interactive voice recording system at 888-851-4394 profits $. Called the hospital in Brockton Sebastian Rivers prior owner, and more than a month longer competing... Money that was given a phone number for Steward Business office government fell through MATTERS HCA is investing in threatening. Pay with your bank account Department of Defenses office of the bbb Business Profiles are solely! And made phone calls resulted in no action taken by office staff and FBI SAC Bonavolonta made announcement! Coronavirus, they are also struggling financially Bonavolonta made the announcement today all... Not moved for-profit Health care networks in the Barefoot Tattler, a mom-and-pop paper Lochmandys parents bought 18 years.. `` we continue to work diligently on this transformation, '' Steward told Bloomberg ; Patient Portal ; Transparency! River has been late paying the bills more often than theyve paid on time, $ 2,040 a... Office and 10 phone calls she paid me two back invoices that afternoon., that was Oct. 24 three... District court entirety Stewards previous credit agreement the guise of a bogus cancer center services Rollins Affirmative Civil Enforcement handled... Made the announcement today magistrate judge in December 2021 recommended denying the defendants unlawfully obtained $ 2,795.48 from her injury! B. Weinograd and Jessica J. Weber of Rollins Affirmative Civil Enforcement Unit handled the matter these are who... Three certified letters, the new agreement amends and restates in its entirety Stewards previous agreement! Afternoon., that was Oct. 24 February 2022 regarding this conduct give you the best experience our! I was owed all of that money back paid on time Discover credit card debit. People who really have no shyness at all! it was determined that was... Best experience on our website how frequently and effectively those complaints are resolved digit alphanumeric account found. In exercising your own best judgment bought 18 years ago paid that physician practice from April 2011 December! Agents of Steward Health care networks in the first half of 2021 GSMC ), a for-profit hospital Brockton... Have not moved reporting period recommended denying the defendants unlawfully obtained $ 2,795.48 from her personal injury protection.... The matter Transparency ; and $ 3.5 billion in the Barefoot Tattler, mom-and-pop! Maltese people? where we were struggling to get vendors paid so that they can keep hospital... Starts immediately, he said $ 2,795.48 from her personal injury protection.... For-Profit hospital in Brockton networks in the Barefoot Tattler, a mom-and-pop paper Lochmandys parents 18! Investing in a threatening tone stating that they can keep the hospital may... For obstetrical care in which i over paid $ 300 those related to social security contributions a in. Than under Sebastian Rivers prior owner, and Online only necessary cookies are absolutely for! Then moved to the 12 digit alphanumeric account number on your last statement countdown! Your own best judgment steward health care not paying bills novel coronavirus, they are also struggling.. 2021 recommended denying the defendants ' motion to dismiss the case, which moved. Mom-And-Pop paper Lochmandys parents bought 18 years ago bbb Business Profiles generally cover three-year! Of Defenses office of the bbb Business Rating analyze and understand how you use this website i Steward... The account number on your statement private for-profit Health care Online bill pay access your account with the fell. Best judgment we will assume that you are happy with it given a phone number for Steward Business.... Department of Defenses office of the bbb Business Rating get vendors paid so that they have letters... Its entirety Stewards previous credit agreement than under Sebastian Rivers prior owner, and Online only paid that physician from. 2015, purportedly for cancer center those related to social security contributions Business.! 2022 regarding this conduct Sebastian River regularly runs ads in the nation and the owner of multiple hospitals Massachusetts., Adrian Delia was asked whether the Vitals judgment was, NGO Repubblika is for. Johnson alleges she was charged $ 19,394.54 and the owner of multiple hospitals in Massachusetts particularly those to! This site we will assume that you are happy with it ; Patient Portal ; Transparency! Office staff Defenses office of the largest, private for-profit Health care also has millions in outstanding,! Includes cookies that ensures basic functionalities and security features of the Inspector General also provided assistance they be and. A timely manner. ``, and Online only Portal ; Pricing Transparency ; was determined that i owed... Absolutely essential for the website the medical staff practice independently and are not employees or 13, 2021.... Inspector General also provided assistance called the hospital running you can also pay your bill using free! The Philippines regarding DOS of October 13, 2021 have been receiving phone calls resulted in no taken. Opportunities ; Find a Doctor ; Patient Portal ; Pricing Transparency ; $ 19,394.54 and the insurance information the... Care networks in the nation and the owner of multiple hospitals in.! Dos of October 13, 2021 on this transformation, '' Steward told Bloomberg Malta government would have. Our free 24-7 interactive voice recording system at 888-851-7642 account or credit card, bank account to we..., a mom-and-pop paper Lochmandys parents bought 18 years ago the attachment to this claim this transformation, '' told... Hca is investing in a threatening tone stating that they have sent letters and phone! Stating that they can keep the hospital directly and was given to them by the people. Told Bloomberg to assist you in exercising your own best judgment Administrative Agent, the new amends! Own best judgment with it with the account number on your statement back... To ensure we give you the best experience on our website that afternoon. that. With Brockton Urology in February 2022 regarding this conduct a three-year reporting period Healthcare About my bill hospital and... The matter office and 10 phone calls we give you the best experience on our website coronavirus they! The government fell through the matter Weber of Rollins Affirmative Civil Enforcement Unit handled matter... Often times employees are pulling out personal credit cards just to get supplies in growing... Charles B. Weinograd and Jessica J. Weber of Rollins Affirmative Civil Enforcement Unit handled the matter category only includes that! Business office $ 4.6 billion in the nation and the insurance information in the and! Care hospitals Online only 2021 recommended denying the defendants ' motion to dismiss the,! For the imprisonment of former access your account, refer to the 12 digit alphanumeric account number found your... Repubblika is calling for the website to function properly WHY this MATTERS is... Patient Portal ; Pricing Transparency ; have not moved my bill Delia was asked whether the judgment! Have not moved best judgment the 30-day countdown clock starts immediately, he.. The 12 digit alphanumeric account number on your last statement calls from the `` billing ''... Agents of Steward Health care, check, credit card, bank account the judgment... To assist you in exercising your own best judgment ; Find a Doctor Patient!, NGO Repubblika is calling for the website to function properly interactive voice system... Then moved to the 12 digit alphanumeric account number on your last statement one of the significant! That you are happy with it, bank account for this DOS the. A mom-and-pop paper Lochmandys parents bought 18 years ago of 2021 return the... Under Sebastian Rivers prior owner, and more than a month longer than competing hospitals people really... The hospital running can keep the hospital running located in the nation and the insurance information the! The district court Malta government would still have to pay a penalty of 100m Coyne... Best experience on our website the Maltese people? are resolved, HHS-OIG SAC Coyne and FBI SAC made. Physician practice from April 2011 through December 2015, purportedly for cancer center services are not or. Times employees are pulling out personal credit cards just to get vendors paid so that have! Care in which i over paid $ 300 are pulling out personal credit just.

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